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The many faces of debt relief... which one best fits your needs?

When people seek out debt relief they are usually in 1 of 3 situations.

They are able to pay all bills on time, they have high income and own a home with 160% or more of equity. However, they also see how much money goes to high interest credit cards and loans and want to stop paying these wasteful charges and start saving money for themselves.

Debt relief Solutions:

  • Debt consolidation loans
  • Debt negotiation services

They have had a financial setback which has made paying bills next to impossible and need to get a handle on their rising debts fast. Income is limited or not sufficient to meet their current debt burdens. They are considering bankruptcy.

Debt relief Solutions

  • Debt negotiation services

They have very high debts, are more than 2 months late on paying bills and have very limited or no income. Collectors are very agressive and they are recieving letters from their creditors lawyers.

Debt relief Solutions

  • Debt negotiation services
  • Bankruptcy - this is your last resort.

Every debt relief program has four important variables that you need to assess carefully to determine if their program is the right one for you, they are:

  1. How much will the program cost you each month?
  2. How much will the program will save you, will it reduce your debt or increase it?
  3. How much will the program will effect your credit score?
  4. How soon will you finally be debt free?

If you have a debt problem and are unable to make payments to your creditors today, then we have a debt relief program that can help you by meeting all of the objectives above. We use your financial hardship as the basis to negotiate directly with your creditors to reduce your debts by up to 50%, sometime even more! Click to see a few of the debts we reduced this past week. Our debt relief program provides for small monthly savings payemnts that fit your budget, you will reduce your debts by up to 70%!, you will be debt free in as little as 24-36 months all with minimal impact on your credit. Fresh Start America's negotiators have been using this honorable and legal way to eliminate consumer debts for the past 8 years. We can help you to.

Why choose Fresh Start America?

  • We are not owned by or compensated by your creditors
  • We can help put an end to creditor's harassing phone calls
  • We have a 100% customer service satisfaction guarantee
  • We have saved our customers over 50 million dollars
  • Our negotiators have been in business for 8 years
  • With our online client center you have control over the program at all times
  • We are insured to protect you and your debt relief program
  • We are a member in good standing of the U.S. Organization of Bankruptcy Alternatives (USOBA)

Complete the form below and an experienced debt relief consultant will see if your hardship qualifies for our program, tell you how much we can reduce your debts by, and how soon you can be debt free! No cost and no obligation.

  1. Become Debt Free
  2. Build your foundation
  3. Grow your wealth

 

  "I avoided chapter 7 and    became debt free in 24    months"

   "Our family owes our thanks    to Fresh Start America for    saving our home."
Confidential request for a free analysis
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* Using the debt negotiation process does not guarantee that you will not have to file for bankruptcy in the future. If you have questions about filing for bankruptcy, please consult an attorney.

Although Provider will analyze financial information, the Provider does not and will not analyze any contracts between any actual or potential client and any third party.

By completing a form on this website you are requesting a service contact you in most cases by telephone regardless of your status on the do not call list (DNC). Forms on this website are provided to the consumer to be used to request information, these forms are never an application or a pre-qualification for services. The consumer will only be entered into a program AFTER they have received a complete consultation and have signed an official agreement.

Important: Typical savings are an aggregate 48% over all creditors and does not include program fees. Amount of savings greatly varies based on amount of debt, creditors and default time.

Fresh Start America and its affiliates are not advocating that you stop paying your creditors to force them into settlements. Furthermore, we do not encourage you to default on any contracts that you have with your creditors. When a payment to a creditor is missed or is late, there can be negative consequences to your credit score. The debt negotiation process should only be used in the event of legitimate financial hardship. If you have sufficient income to reduce your debt load the ordinary way (by reducing the balances with payments in excess of the minimums), then you should definitely do so. The negotiation process works best in the event of LEGITIMATE FINANCIAL HARDSHIP. Although we believe all of the information found on this website to be accurate, it is for demonstration purposes only and should not be construed as legal advice. If you have legal or tax questions you should consult a professional in the appropriate field.

In States in which we are not permitted to be your intermediary, Fresh Start America will instead act as your advisor during the process of adjusting, settling or discharging of your debt. Fresh Start America and its affiliates will never exercise control directly or indirectly over the funds you will save and use for the purpose of making partial or full payments to your creditors.